Credit Analyst

Job Summary
We are seeking a highly analytical and detail-oriented Credit Analyst to join our team in Manama, Bahrain. The ideal candidate will have a strong background in finance, with a minimum of 2 years of experience in credit analysis or related fields. The Credit Analyst will be responsible for evaluating credit data and financial statements of clients to determine the risk involved in extending credit or lending money.

Key Responsibilities

- Analyze credit data and financial statements to determine the creditworthiness of individuals or businesses.

- Prepare reports that outline the credit analysis findings and present recommendations to management.

- Monitor existing clients' credit limits and assess the need for adjustments based on changing financial conditions.

- Collaborate with the sales team to provide insights on credit policies and procedures.

- Conduct regular reviews of credit portfolios to identify potential risks and opportunities.

- Stay updated on economic trends and market conditions that may affect credit risk.

- Maintain accurate records of credit analysis and client interactions in compliance with company policies.

Qualifications and Experience

- Minimum of 2 years of experience in credit analysis or a related field.

- Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline.

- Strong analytical skills with the ability to interpret complex financial data.

- Proficient in Microsoft Excel and other financial analysis tools.

- Excellent communication skills, both written and verbal.

- Detail-oriented with strong organizational skills and the ability to manage multiple tasks simultaneously.