Credit Analyst I

Summary:

An entry-level position used to expose the employee to fundamental aspects of the department. Work will be assigned as needed with employee working closely with one or more team members as appointed by the Senior Credit Officer, or as determined by the Chief Credit Officer. The Credit Analyst 1 must have some financial knowledge from a secondary education source or acceptable work experience as determined by the Senior Credit Officer. There is a high-level of supervision; however, employee is responsible and accountable to work independently without constant oversight. Work will be evaluated on obtaining specific goals as determined throughout the training process for accuracy, timeliness, and results.

Essential Responsibilities and Duties:

- Has a basic understanding of tax returns and other related financial documents.

- Pulls credit and interprets personal debt service.

- Works well within an environment with high expectations and accuracy requirements.

- Conducts preliminary analysis for client presentations.

- Conducts follow-up on outstanding documentation to ensure receipt within turn-around time standards.

- Reviews and analyzes all documentation received and ensures completeness.

- Miscellaneous duties as assigned.
Essential Skills/Knowledge/Abilities:

- Moderate level of grammar, punctuation, and business writing skills.

- Basic understanding of financial ratios and how to calculate ratios.

- Some underwriting experience; developing underwriting experience.

- Ability to work with a wide range of personalities in a courteous, effective, and efficient manner.

- Ability to input data accurately and efficiently into computer software systems.

- Ability to exchange information and to report facts and technical information clearly and concisely.

- Ability to attend accurately to many details in a timely manner.

- Ability to resolve questions and problems with the supervisor and to manage personal workflow and meet deadlines.

COMPENSATION: $56,023 - $70,029 Annual Salary
The Servion Group has provided a salary range that represents its good faith estimate of what the company may pay for the position at the time of posting. The specific salary offered will be determined based on factors such as the qualifications of the selected candidate, departmental budget, internal salary equity considerations, and available market information.

General Description of Benefits:
All full-time employees are eligible for Medical Insurance, Telehealth Services, Dental Insurance, Vision Insurance, Life Insurance, Short-term Disability, Long-term Disability, Legal and Identity Theft Protection, Critical Illness Insurance, Hospital Insurance, Accident Insurance, Participation in 401k Plan with up to 5% company match, and Discretionary Bonus Possible but not guaranteed.

Requirements
PREFERRED QUALIFICATIONS:

- Education: (or Equivalent Experience): High School Diploma or equivalent.

- Experience: Entry level 1-2 years; Intermediate level 2-3 years; Sr Level 5+ years

- Licenses or Certifications: None.