Engineer - Credit Risk

What's the role?

This is an exciting opportunity to join the Credit Risk Limits team without needing deep credit risk domain knowledge. It gives you the chance to build that experience while working across modern engineering, AI and Financial Markets technology.

The role sits within the Credit Risk Limits squad in the Trusted Markets Release Train, supporting Westpac Institutional Bank’s Financial Markets business.

You’ll work across counterparty and pre-settlement credit risk technology, including limits management, reporting and trading platforms such as Murex and Calypso.

It’s a hands-on engineering role where you’ll have end-to-end ownership across design, development, automated testing, release and production support.

AI engineering is a key part of the role. You’ll build AI-enabled tools and agents to improve how the team investigates issues, tests solutions, reconciles data and operates its credit risk platforms.

You don’t need to be a credit risk expert or have extensive experience building AI agents. They’re looking for someone who is curious, self-motivated and comfortable learning by doing, with the opportunity to build your credit risk knowledge as you develop in the role.

Key Responsibilities?

- Build AI-enabled tools and agents to automate investigations, data quality checks, reconciliations and testing across credit risk.

- Prototype emerging AI approaches and turn successful ideas into controlled, production-ready solutions.

- Own product and regulatory change end-to-end, including APS180, from requirements and design through to testing and release.

- Build and support integrations and batch/EOD data flows across Murex, Calypso, exposure, limits and reporting platforms.

- Support cloud/mesh platforms, CI/CD, automated testing and production troubleshooting, fixing root causes and reducing recurring issues.

- Build your knowledge of credit risk and work closely with Front Office, Technology, business users and vendors to deliver effective solutions.

What do I need?

- 2–5 years’ experience in software, data or platform engineering, ideally with a relevant technology or engineering qualification.

- Python, SQL and scripting skills, with the willingness to learn new languages, applications and platforms.

- Good DevOps fundamentals, including CI/CD, automated testing, environment builds and exposure to cloud or mesh platforms.

- Genuine interest in AI engineering, particularly using AI in your day-to-day work and wanting to build AI-enabled tools and agents.

- Strong analytical and problem-solving skills, with experience across data mapping, feeds and batch/EOD processing.

- Interest in building credit risk knowledge. Experience with Murex, Calypso, credit risk concepts, Jira or Confluence is beneficial but not essential.

Why join us?

We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

- Special offers on banking products and discounts from top brands, including generous employee only mortgage rates!

- Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.

- Tailored learning and development opportunities to help your grow your career within the bank.

- Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the  "People with Disability and/or needing Accessibility Requirements"  page on our  website .