Manager - MIS & Business Planning - Mumbai

Main Accountabilities

Qualifications & Experience

• CA with 1-2 years of experience in Business Accounting / FP&A / MIS
• Strong understanding of P&L, financial reporting, and analysis
• Strong understanding of asset quality (GNPA), credit cost, and lending products
• Strong Excel and analytical skills
• Exposure to dashboarding tools (good to have)

Competencies:

- Ownership

- Boundaryless Behaviour

- Cost Consciousness

Functional Competencies

- GNPA

- Credit costs

- Margins

Key Decisions taken

• Identification and escalation of variance drivers and inconsistencies
• Selection of appropriate data sources for reporting and analysis
• Prioritization of reporting tasks based on timelines and requirements
• Highlighting discrepancies in Asset quality, Credit costs, Margins and other key performance metrics

1. Budgeting & Performance Tracking Support

• Support preparation of  annual budgets for margins, AQ & credit cost and balance sheet analysis
• Track monthly/quarterly rolling estimates and performance metrics
• Highlight key deviations and assist in performance analysis

2. Asset Quality & Credit Cost Analysis Support

• Track and analyze GNPA, standard asset movement, and credit cost trends
• Support preparation of asset quality MIS and dashboards
• Assist in assessing impact of asset quality on business performance

Monthly P&L

• Preparation monthly P&Ls for different SBUs and Products. Analyse the reasons for variance against budget

3. Margin Analytics

• Prepare the necessary break down of  Margins and and it’s components  to understand and analyse the reasons for variance
• Analyse the trend and prepare the waterfall for Consol, entities as well as SBUs

• Liason with the SBU SPOCs for the timely assimilation of information required for presenting the analysis

4. Cost allocation cycles

• Assist in preparation of  allocations of cost of shared services, identifying and collating the key drivers for the allocation of costs
• Assist in presenting the analysis justifying the cost allocations across verticals as well as products/segments

• Ensure timeliness, accuracy as well as consistency in reporting across SBUs

5. Management Reporting Support (Investor Presentations / ACM / MIS Decks)

• Assist in preparation of  IP / Board / ACM decks and management presentations
• Collate and present the key data points required for Investor calls such as   ATS, ACL, GECL, IRR, and portfolio metrics
• Ensure accuracy and consistency of reporting outputs

6. Business Accounting & Process Support

• Support processes related to daily and monthly book closure, AUM reporting, average book, disbursals, IRRs etc.

• Validate financial data across systems and reports
• Assist in ensuring alignment of reporting across business units