Sales Manager_Personal Loan_0412_0552_1006843

Kotak Mahindra Bank

Telangana, IndiaPosted 13 days agoDirect from company

LocationTelangana, India
Work typeOn-site
EmploymentFull-time
Posted28 October 2026
SourceKotak Mahindra Bank's careers page (Oracle Recruiting)

Live checkFirst seen 7 days ago; still listed on Kotak Mahindra Bank's careers page 1 h ago.

Moves fastWhen Kotak Mahindra Bank takes a role down early, it is usually about 6 days after posting. Apply soon.

At a glance

Skills and toolsSalesforce, HubSpot

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Sales
India
Mid-level
casa acquisition
credit compliance
cross-selling
digital lending
dsa management
p&l management
personal loans
risk management

About the role

- Sales & P&L Driving: Deliver monthly, quarterly, and annual personal loan sales targets, revenue goals, and product profitability.

- Channel & DSA Management: Build, expand, and activate Direct Selling Agent (DSA) networks and external sourcing channels.

- Team Leadership: Recruit, train, mentor, and supervise sales executives and managers, tracking KPIs and driving field productivity.

- Risk & Compliance: Partner with credit and risk teams to maintain high portfolio quality, ensure audit compliance, and reduce first-time-right (FTR) rejections.

- Digital & Cross-Sell Adoption: Drive digital loan application journeys and cross-sell value-added services (VAS). [ 1 , 2 ]

PB – Inbound JD

Key Responsibilities:

- Process cash deposits, withdrawals, check cashing, and fund transfers.

- Handle demand drafts (DD), mail transfers (MC), and vault/teller box custody.

- Balance cash drawers and reconcile daily tallies with zero error.

- Identify counterfeit currency and adhere to strict security/KYC guidelines.

- Spot basic customer needs and refer clients to branch representatives

AM / PAM CASA JD

- CASA Acquisition: Source New-To-Bank (NTB) Current and Savings Accounts adhering to quality, segment, and balance-criteria mix. [ 1 , 2 ]

- Catchment Mapping: Work with branch managers to map local catchments, run corporate/residential campaigns, and generate customer referrals. [ 1 , 2 ]

- Digital Onboarding: Guide and activate customers on mobile banking, net banking, and digital payment platforms. [ 1 ]

- Cross-Selling: Drive revenue throu

Elite / Platinum RM JD

- Client Retention & Trust: Act as the primary point of contact to handle day-to-day inquiries, build rapport, and ensure high levels of customer satisfaction.

- Business Development & Sales: Identify new business opportunities, pitch products or services, and execute upselling or cross-selling strategies.

- Issue Resolution: Investigate customer complaints, coordinate with internal teams (such as sales, marketing, or support), and resolve problems quickly.

- Portfolio & Data Tracking: Monitor client account health, analyze trends, and maintain accurate records using CRM software (such as Salesforce, Zoho, or HubSpot).

- Market & Product Knowledge: Stay updated on company offerings, industry trends, and competitor strategies

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