Wholesale Credit Risk Strategy, Associate

The Wholesale Credit Risk Strategy team partners with Risk leadership to establish process re-engineering priorities, define desired business outcomes, and shape the strategic direction of major transformation initiatives. The team focuses primarily on large-scale programs, including Continuous Monitoring, transaction review and approval, artificial intelligence and data strategy.

As an Associate in the Wholesale Credit Risk Strategy team, you will support a variety of transformation initiatives primarily focused on Financial Institutions Group sectors, including Banks, Broker-Dealers, Insurance and Funds; with opportunities to contribute to broader Wholesale Credit Risk projects. The role may also support regional strategy priorities across EMEA and APAC. You will work closely with global teams and industry subject-matter experts to promote consistency, scalability and best practices across the organization.

This is a cross-functional role requiring collaboration with credit executives and partners across Product, Technology, Operations, Analytics, Quantitative Research, User Experience, Risk Administration, Controls and other functions.

Although knowledge of one or more FIG sectors would be helpful, it is not required. We are looking for someone who is curious, motivated and excited by the opportunity to help shape and deliver strategic transformation.

Job Responsibilities

- Support the development of end-to-end process strategies and target operating models in partnership with senior credit executives, industry subject-matter experts and functional partners.

- Help articulate the “what” and “why” of proposed redesigns and ensuring alignment with desired business and risk outcomes.

- Conduct current-state assessments and support discovery sessions with end users, Credit Risk, Product, Technology and other stakeholders.

- Analyze existing processes, identify pain points and gaps, and help develop recommendations for consistent, scalable and effective target-state processes.

- Document operating-model requirements, including roles and responsibilities, process triggers, decision points, hand-offs, controls, data requirements, analytical capabilities and supporting workflows.

- Help define business objectives and expected outcomes that guide the development of program Objectives and Key Results, Key Performance Indicators and measures of effectiveness.

- Work with the team to prepare high-quality presentations, written materials and recommendations for senior stakeholders.

- Support stakeholder working sessions, workshops and communications across regions and functions.

- Assist with operating-model questions, communications and training strategy during implementation and rollout.

- Contribute to selected broader Wholesale Credit Risk or regional strategy initiatives as business priorities evolve.

Required Qualifications, Capabilities and Skills

- Relevant professional experience in strategy, transformation, process design, product management, risk management, consulting or a related discipline.

- Strong structured problem-solving skills, with the ability to evaluate complex processes and translate findings into clear recommendations.

- Excellent written and verbal communication skills, including the ability to prepare concise presentations with clear narratives and supporting materials for senior audiences.

- Ability to work effectively with stakeholders across different functions, regions and levels of seniority.

- Strong organizational skills and the ability to manage multiple workstreams and competing priorities.

- Intellectual curiosity, initiative and a willingness to develop knowledge in unfamiliar areas.

- Ability to work independently while contributing effectively within collaborative, cross-functional teams.

Preferred Qualifications, Capabilities and Skills

- Experience in Wholesale Credit Risk, knowledge of Financial Institutions or Markets.

- Experience supporting process re-engineering, operating-model design, digital transformation, product development or technology-enabled change.

- Familiarity with data, analytics, AI-enabled solutions, workflow design or user-experience concepts .